Is Chattanooga a Good Place to Live? Pros & Cons

by Rentals Editorial Team | Published: Oct 23, 2023

Welcome to Chattanooga, a vibrant city located in the state of Tennessee, renowned for its stunning natural landscapes and abundance of outdoor recreational opportunities. Situated along the Tennessee River and surrounded by the Appalachian Mountains, Chattanooga offers breathtaking views and countless hiking trails for nature enthusiasts. In addition to its natural beauty, this city is also conveniently located near other cities worth exploring, such as Nashville and Atlanta. Whether you’re interested in outdoor activities, cultural attractions, or lively nightlife, Chattanooga has something for everyone.

Geography, state and nearby cities

Chattanooga is a vibrant city located in the state of Tennessee, nestled in the southeastern part of the United States. Known as the “Scenic City,” it offers a stunning natural landscape surrounded by mountains and rivers.

Situated along the banks of the Tennessee River, Chattanooga boasts a unique geography that provides residents with an abundance of outdoor recreational opportunities. The city is surrounded by the Appalachian Mountains, which offer breathtaking views and countless hiking trails for nature enthusiasts.

In addition to its own natural beauty, Chattanooga is also conveniently located near several other cities worth exploring. Nearby cities include Nashville, known for its rich country music heritage, and Atlanta, Georgia’s bustling metropolitan hub.

Climate and weather

Chattanooga experiences a humid subtropical climate with mild winters and hot summers. The city enjoys four distinct seasons, allowing residents to appreciate the changing colors of foliage in autumn and enjoy warm temperatures during springtime.

Summers in Chattanooga are typically hot and humid, with temperatures often reaching the 90s Fahrenheit (30s Celsius). Although winters are generally mild, occasional snowfall can occur, creating a picturesque winter wonderland.

The city’s favorable climate lends itself well to outdoor activities year-round, whether it be hiking through scenic trails or enjoying water sports on the Tennessee River.

Things to do and attractions

  • Tennessee Aquarium: Explore fascinating marine life at one of the nation’s top aquariums. From colorful fish to playful penguins, this attraction offers an educational experience for all ages.
  • Ruby Falls: Journey deep underground to witness an impressive 145-foot (44-meter) waterfall within Lookout Mountain. This natural wonder is sure to leave visitors in awe.
  • Rock City: Embark on a magical adventure through a beautiful garden featuring stunning rock formations and breathtaking views. Don’t forget to visit the iconic “See Seven States” lookout point!
  • Incline Railway: Take a ride on the world’s steepest passenger railway for a thrilling experience and stunning panoramic views of Chattanooga and its surrounding landscapes.
  • Chattanooga Choo Choo: Step into history at the former Terminal Station, now transformed into a unique hotel and entertainment complex. Explore vintage train cars or catch live music performances.

Nature and Outdoor Activities

Chattanooga, a scenic city nestled in the southeastern part of Tennessee, is a haven for nature lovers and outdoor enthusiasts. The city is blessed with abundant natural beauty and offers endless opportunities for outdoor activities.

One of the main attractions in Chattanooga is the Tennessee River, which flows through the heart of the city. Residents can enjoy various water activities like kayaking, paddleboarding, and fishing along the river. The nearby Lookout Mountain provides breathtaking views of the surrounding landscape and offers hiking trails for adventure seekers.

In addition to its waterways and mountains, Chattanooga also boasts an impressive selection of parks. Coolidge Park, located on the north shore of the river, includes a beautifully restored carousel and a large open lawn perfect for picnics or playing frisbee. The Bluff View Art District features stunning gardens overlooking the river and provides a peaceful retreat within the city.

City’s History

Chattanooga has a rich history that dates back centuries. Originally inhabited by Native American tribes, the area saw significant European settlement during the 19th century.

During the Civil War, Chattanooga played a crucial role as a strategic transportation hub due to its railroads and river access. The Battles for Chattanooga Museum provides insight into this pivotal period in American history. Visitors can explore exhibits detailing significant battles fought in and around Chattanooga.

The city’s industrial heritage is also worth exploring. The Tennessee Valley Railroad Museum offers visitors the chance to ride vintage trains through scenic landscapes while learning about the region’s railroad history. The Hunter Museum of American Art showcases art from various periods while housed in an architectural gem that blends historic and contemporary design.

Culture and Arts

Chattanooga has emerged as a vibrant cultural center with a thriving arts scene. The city hosts numerous art galleries, theaters, and museums that cater to various artistic tastes.

The Chattanooga Symphony and Opera delight audiences with their world-class performances. The Tivoli Theatre, a historic venue, hosts a range of events including Broadway shows, concerts, and ballet performances.

The city’s revitalized Southside district is home to an array of art galleries and studios. The First Friday Art Walk brings the community together for an evening of exploring local artists’ works and enjoying live music.

Chattanooga also hosts several annual festivals celebrating music, film, and culture. The Riverbend Festival draws renowned musicians from different genres, while the Chattanooga Film Festival showcases independent films from around the world.

City Entertainment

Chattanooga is a city full of exciting entertainment options for residents. Whether you are interested in outdoor activities, cultural events, or lively nightlife, Chattanooga has something for everyone.

Outdoor Adventures

Nestled in the beautiful Appalachian Mountains and on the banks of the Tennessee River, Chattanooga offers endless opportunities for outdoor enthusiasts. Hiking and biking trails wind through scenic landscapes in nearby Lookout Mountain and Signal Mountain. You can also enjoy water sports such as kayaking, paddleboarding, and fishing in the river.

Cultural Attractions

The city is rich in cultural attractions that will satisfy your thirst for arts and history. The Tennessee Aquarium is a must-visit with its incredible aquatic exhibits. For history buffs, there’s the Battles for Chattanooga Electric Map & Museum, which provides an immersive experience of Civil War battles.

Music and Festivals

Chattanooga boasts a vibrant music scene with live performances happening throughout the city. From cozy coffee shops to larger music venues, you can enjoy various genres including jazz, rock, country, and indie. The city also hosts numerous festivals throughout the year like Riverbend Festival and Nightfall Concert Series.

Local Sights, Attractions, Events and Things to Do

In addition to its entertaining offerings, Chattanooga is filled with unique sights and events that residents can enjoy throughout the year.

Ruby Falls

A tour of Ruby Falls takes you deep into Lookout Mountain to discover an underground waterfall. This breathtaking natural wonder will leave a lasting impression on visitors of all ages.

Rock City Gardens

Venture to Rock City Gardens for stunning panoramic views from Lookout Mountain’s summit. This enchanting garden features ancient rock formations, vibrant botanical displays, and a picturesque waterfall.

Chattanooga Market

The Chattanooga Market is the perfect place to explore local craftsmanship, indulge in delicious food, and enjoy live music. This weekly event showcases the city’s entrepreneurial spirit and community engagement.

Job Opportunities and Overall Economy

Chattanooga’s thriving economy offers a range of job opportunities across various industries. The city has attracted major employers, contributing to its overall economic growth.

Biggest Employers

  • Volkswagen Group of America: A significant presence in Chattanooga, Volkswagen provides employment opportunities in its automotive manufacturing plant.
  • Erlanger Health System: As one of the largest employers in the region, Erlanger Health System offers a wide range of healthcare positions.
  • BlueCross BlueShield of Tennessee: Known for its insurance services, BlueCross BlueShield provides employment opportunities in various fields such as healthcare management and customer service.

Overall Economy Statistics

The average household income in Chattanooga is around $46,000 per year. The city’s unemployment rate stands at approximately 4%, reflecting a relatively stable job market compared to national averages.

State taxes and local taxes

When it comes to taxes, living in Chattanooga has its advantages. Tennessee is one of the few states in the United States that does not have a state income tax. This can be a significant benefit for residents who want to keep more of their hard-earned money.

However, it’s important to note that while there might be no state income tax, other types of taxes can still apply at the local level. These include sales tax, property tax, and various fees. In Chattanooga, the combined sales tax rate is 9.25%, which may vary depending on location within the city.

Education system

Chattanooga is home to several reputable educational institutions that offer a variety of programs and opportunities for students.

  • The University of Tennessee at Chattanooga (UTC) – A comprehensive public university offering undergraduate and graduate programs across various disciplines.
  • Chattanooga State Community College – Provides affordable education with associate degree programs and certificate options.
  • Southern Adventist University – A private institution affiliated with the Seventh-day Adventist Church, offering undergraduate and graduate degrees.

Local Colleges and Universities Near Chattanooga:

  • Lee University – Located in nearby Cleveland, Tennessee, this private Christian university offers a wide range of undergraduate programs.
  • Dalton State College – Situated just across the state line in Dalton, Georgia, this public college provides both associate and bachelor’s degree programs.

City’s public transportation and traffic

Chattanooga offers various transportation options for its residents and visitors alike.

Public Transportation:

The Chattanooga Area Regional Transportation Authority (CARTA) operates a bus system that serves the city and surrounding areas. The CARTA system provides accessible and affordable transportation for daily commuting needs.

Traffic:

Compared to larger metropolitan areas, Chattanooga generally experiences less congested traffic. However, there are peak hours and certain areas where congestion can occur, particularly on major roadways during rush hour. Overall, the city’s traffic is manageable and doesn’t pose significant challenges for commuters.

Local Airports:

Chattanooga Metropolitan Airport (CHA) is the city’s primary airport, offering domestic flights to various destinations. Additionally, Hartsfield-Jackson Atlanta International Airport (ATL) is a major airport located approximately 2 hours away by car, providing access to numerous national and international flights.

Neighborhoods in Chattanooga

  • Northshore – Known for its vibrant arts scene, trendy restaurants, and scenic views of the Tennessee River.
  • Downtown – The heart of Chattanooga with a mix of historic buildings, entertainment venues, and bustling businesses.
  • Riverfront – Offers beautiful parks, walking trails along the riverfront, and access to popular attractions like the Tennessee Aquarium.
  • Southside – A hip neighborhood known for its eclectic mix of art galleries, breweries, and locally-owned shops.

Why Chattanooga is a Great Place for Families

Chattanooga is a fantastic city for families, offering a wide range of amenities and activities that cater to all age groups. With its excellent education system, safe neighborhoods, and numerous family-friendly attractions, it’s no wonder why many people choose to raise their children here.

One of the highlights of Chattanooga is the abundance of parks and outdoor spaces. Families can enjoy picnics, bike rides, and scenic walks along the Tennessee Riverwalk or explore the beautiful trails in the surrounding mountains. The city also has several playgrounds and recreational facilities specifically designed for children.

In addition to its natural beauty, Chattanooga boasts an impressive selection of cultural and educational venues. Families can spend a day exploring the interactive exhibits at the Creative Discovery Museum or learning about marine life at the Tennessee Aquarium. The city also hosts various family-oriented events throughout the year, including festivals, concerts, and parades.

Experience Chattanooga: A City Built for Tourism

If you’re looking for a city that offers diverse tourism opportunities, look no further than Chattanooga. With its stunning natural landscapes and vibrant downtown area, this city never fails to captivate visitors.

Nestled between mountains and bordered by the Tennessee River, Chattanooga offers breathtaking views wherever you turn. Outdoor enthusiasts can go hiking on Lookout Mountain or explore one of the many nearby caves. For those seeking adventure on the water, kayaking or paddleboarding along the river is a must-do activity.

The downtown area of Chattanooga is equally compelling with its thriving arts scene and unique attractions. Visitors can take a scenic ride on the iconic Chattanooga Choo Choo or visit Rock City Gardens to marvel at stunning rock formations and gardens. Additionally, food lovers will be delighted by the wide range of dining options available in downtown Chattanooga, from trendy eateries to classic Southern cuisine.

Considering a Move? Why Chattanooga Should be on Your List

Chattanooga has become an increasingly popular destination for those looking to relocate, and it’s not hard to see why. This city offers a high quality of life, affordability, and a strong sense of community.

One of the main advantages of living in Chattanooga is its low cost of living compared to other cities in the region. Housing prices are relatively affordable, and there are plenty of job opportunities available in various industries. The city also has a lower tax burden compared to many other major cities, allowing residents to keep more of their hard-earned money.

Besides the financial benefits, Chattanooga boasts an excellent healthcare system and top-notch educational institutions. The city is home to several reputable universities and colleges, ensuring that residents have access to quality education for themselves and their children.

Overall, Chattanooga offers a combination of natural beauty, cultural attractions, and affordability that make it an appealing place to live for individuals and families alike.

Retiring in Chattanooga: A Relaxing Escape

Chattanooga, the scenic city nestled in the heart of Tennessee, offers a peaceful and fulfilling retirement experience for those seeking tranquility and natural beauty. With its moderate climate, vibrant arts scene, and plethora of outdoor activities, retiring in Chattanooga is an excellent choice.

Pros of Retiring in Chattanooga

  • Natural Beauty: Surrounded by majestic mountains and the Tennessee River, Chattanooga boasts breathtaking scenery that provides endless opportunities for outdoor exploration and relaxation.
  • Thriving Arts Community: From galleries to theaters to music festivals, Chattanooga has a vibrant arts scene that caters to all tastes. Retirees can enjoy enriching cultural experiences throughout the year.
  • Affordable Cost of Living: Compared to other popular retirement destinations, Chattanooga offers a relatively low cost of living. Housing options are diverse, catering to various budgets.
  • Mild Climate: With mild winters and warm summers, retirees can enjoy a pleasant year-round climate. The city’s moderate weather makes it ideal for staying active outdoors.
  • Healthcare Facilities: Chattanooga is home to highly regarded medical centers and hospitals that provide top-notch healthcare services. Access to quality healthcare is an essential consideration for retirees.

Cons of Retiring in Chattanooga

  • Limited Public Transport: While driving is convenient in Chattanoooga, public transportation options are limited. Retirees without personal vehicles may face challenges getting around the city.
  • Tourism Crowds: As a popular tourist destination, some areas of Chattanooga can become crowded during peak seasons. Retirees seeking solitude may prefer quieter neighborhoods away from tourist hubs.
  • Summer Humidity: While the mild climate is generally favorable, summers in Chattanooga can be hot and humid. Retirees who are sensitive to high humidity levels may find this aspect less enjoyable.

Frequently Asked Questions about Living in Chattanooga

Q: What are some of the best outdoor activities in Chattanooga?

A: Chattanooga offers a wide range of outdoor activities, including hiking through picturesque trails, kayaking or paddleboarding on the Tennessee River, and exploring Lookout Mountain’s breathtaking landscapes.

Q: Is Chattanooga family-friendly?

A: Yes, Chattanooga is a great city for families. With numerous kid-friendly attractions such as the Tennessee Aquarium and Creative Discovery Museum, there are plenty of opportunities for children to learn and have fun.

Q: Are there job opportunities in Chattanooga?

A: Chattanooga’s economy is diverse and growing. The city is home to various industries, including healthcare, manufacturing, and technology. Job opportunities can be found across different sectors.

Q: What are the best neighborhoods in Chattanooga?

A: Some popular neighborhoods in Chattanooga include North Shore, Southside, and St. Elmo. Each neighborhood has its own unique charm and amenities that cater to different preferences.

Q: Does Chattanooga have a good education system?

A: Yes, Chattanooga has several highly-rated public and private schools. The city is also home to the University of Tennessee at Chattanooga (UTC) for higher education.

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