Is Pensacola a Good Place to Live? Pros & Cons

by Rentals Editorial Team | Published: Oct 24, 2023

Pensacola is a beautiful coastal city located in the westernmost part of the Florida Panhandle. Situated in Escambia County, Pensacola is known for its stunning white sand beaches, crystal clear waters, and picturesque landscapes.

As the westernmost city in Florida, Pensacola is close to the border with Alabama, making it convenient for residents to explore both states. Some of the nearby cities include Gulf Breeze, which is known for its charming small-town atmosphere and proximity to Pensacola Beach, and Milton, a historic town with a quaint downtown area.

Geography, state and nearby cities

Climate and weather

Pensacola enjoys a tropical climate with mild winters and hot summers. The city experiences an average of 225 days of sunshine each year, making it ideal for outdoor activities and beach days.

Summers in Pensacola are typically hot and humid, with temperatures often reaching the high 80s to low 90s Fahrenheit. Winters are generally mild with temperatures in the 50s to 60s Fahrenheit.

Pensacola is no stranger to rainfall, receiving approximately 65 inches of precipitation annually. The wettest months tend to be July and August. The city also lies within the hurricane-prone region due to its coastal location.

Cost of living and housing market

The cost of living in Pensacola is relatively affordable compared to other cities in Florida. Housing costs are particularly attractive, with a variety of options available at different price points.

The housing market in Pensacola offers a range of choices from apartments and townhouses to single-family homes. The median home price in Pensacola is below the national average, making it an appealing place for individuals and families looking to buy a home.

In addition to affordable housing, the cost of groceries, transportation, and healthcare in Pensacola is also reasonable. The city provides a good balance between affordability and quality of life for its residents.

Nature and Outdoor Activities in Pensacola

Pensacola is a paradise for nature lovers and outdoor enthusiasts. With its picturesque coastline, pristine beaches, and numerous parks, there is no shortage of outdoor activities to enjoy in this city.

One of the main attractions is the Gulf Islands National Seashore, a stunning stretch of white sandy beaches and crystal-clear waters. Whether you want to relax on the beach, swim in the ocean, or engage in water sports like kayaking or paddleboarding, this national seashore has it all.

In addition to its beaches, Pensacola offers a variety of hiking trails, nature reserves, and state parks. The Tarkiln Bayou Preserve State Park is a must-visit for nature enthusiasts as it boasts diverse ecosystems including wetlands and pine forests. Visitors can explore the park’s trails, go birdwatching or fishing.

Pensacola’s History

Pensacola has a rich history that dates back centuries. As one of the oldest European settlements in the United States, the city has witnessed significant historical events that have shaped its character.

The Historic Pensacola Village is a great place to delve into the city’s past. This living history museum showcases historic homes from different time periods and provides visitors with an immersive experience of life during various eras. Additionally, there are several museums in Pensacola that offer insights into its naval history and heritage.

Furthermore, Pensacola played a crucial role during World War II as it served as a training base for Navy pilots. The National Naval Aviation Museum pays homage to this era with an extensive collection of aircrafts and exhibits.

Culture and Arts in Pensacola

Pensacola embraces its vibrant cultural scene and offers a variety of opportunities to indulge in arts and entertainment. From live performances to art galleries, there is something for everyone.

The Saenger Theatre is a beloved landmark that hosts Broadway shows, concerts, and other live performances throughout the year. Its stunning architecture adds to the overall experience.

Pensacola also boasts numerous art galleries showcasing local talent as well as renowned artists. The Pensacola Museum of Art is a must-visit for art enthusiasts, featuring rotating exhibits and educational programs.

Furthermore, the city hosts numerous festivals and events celebrating different cultural aspects throughout the year. From the Pensacola Seafood Festival to the Greek Festival, there’s always something happening in Pensacola that showcases its vibrant culture.

City entertainment

Pensacola offers a vibrant and diverse entertainment scene, making it an excellent place to live for those seeking various recreational activities. The city is renowned for its stunning beaches, where residents can enjoy sunbathing, swimming, and various watersports throughout the year. Additionally, Pensacola hosts several annual events and festivals that attract both locals and visitors alike.

If you’re a fan of the arts, Pensacola has plenty to offer. The city is home to numerous galleries and theaters that showcase local talent. You can catch live performances ranging from theater productions to musical concerts. For those interested in history, Pensacola has several museums that provide a glimpse into the city’s rich heritage.

Local sights, attractions, events and things to do

Pensacola boasts a range of attractions and sights that cater to all interests. One of the most iconic landmarks in the city is the Pensacola Lighthouse and Museum situated on NAS Pensacola. The lighthouse offers breathtaking views of the Gulf Coast and provides visitors with an opportunity to learn about its history.

Another must-visit location is Historic Pensacola Village, which encompasses several preserved buildings dating back centuries. Here, you can explore museums, historic homes, and immerse yourself in the city’s past.

Pensacola also hosts numerous events throughout the year. The Blue Angels air shows are a highlight for aviation enthusiasts, while food festivals like the Pensacola Seafood Festival showcase the region’s culinary delights.

Job opportunities

Pensacola boasts a diverse economy with job opportunities spanning various industries. Some of the city’s largest employers include:

Navy Federal Credit Union: Navy Federal is one of Pensacola’s largest employers, providing job opportunities in the financial sector.
Ascend Performance Materials: This chemical company offers employment opportunities in manufacturing and research and development.
Baptist Health Care: As one of the leading healthcare providers in the region, Baptist Health Care offers a range of job opportunities in the medical field.

Economy overview

Pensacola has a relatively healthy economy with an average household income of $54,123. The city’s unemployment rate stands at around 4.7%, which is slightly lower than the national average. With its diverse industries and growth opportunities, Pensacola provides a favorable environment for career development and economic stability.

State taxes and local taxes

Pensacola, located in Florida, is known for its favorable tax environment. The state of Florida does not impose a personal income tax, allowing residents to keep more of their earnings. In addition to the absence of state income tax, Pensacola also has relatively low property taxes compared to many other cities in the United States. This makes Pensacola an attractive place to live for individuals and families looking to maximize their income and savings.

Education system

Pensacola boasts a diverse and comprehensive education system that caters to students of all ages. The city is home to several renowned colleges and universities, providing excellent higher education opportunities.

Local Colleges and Universities:

University of West Florida: Located in Pensacola, this public university offers a wide range of undergraduate and graduate programs across various fields.
Pensacola State College: As a state college, it provides associate degrees, technical certificates, and workforce development programs.

Nearby Colleges and Universities:

University of South Alabama: Situated just over an hour away from Pensacola in Mobile, Alabama, this public university offers bachelor’s, master’s, and doctoral degrees across numerous disciplines.
The University of Southern Mississippi: Located approximately two hours away in Hattiesburg, Mississippi, this public research university offers various undergraduate and graduate programs.

City’s public transportation and traffic

Pensacola has a decent public transportation system that helps residents navigate the city conveniently. The Escambia County Area Transit (ECAT) operates buses throughout Pensacola and neighboring areas. With multiple routes covering key locations such as downtown, shopping centers, hospitals, and educational institutions, residents can easily commute without relying solely on private vehicles.

When it comes to traffic, Pensacola generally experiences manageable congestion, especially outside of peak hours. The city has well-maintained roads and highways, allowing for smooth transportation within and around the area. However, like any city, rush hour traffic can affect commute times on major routes, such as Interstate 110 and U.S. Route 98. It is advisable to plan travel accordingly during these times.

Neighborhoods in Pensacola

Downtown Pensacola: Known for its historic sites and vibrant atmosphere, Downtown Pensacola offers a mix of residential, commercial, and cultural areas. It is home to various restaurants, shops, museums, and art galleries.
East Hill: This neighborhood is characterized by its charming historic homes and tree-lined streets. It is a popular choice for families and individuals seeking a tranquil yet centrally located area.
Cordova Park: Located in the northeastern part of Pensacola, Cordova Park offers suburban living with easy access to amenities such as parks, schools, shopping centers, and dining options.
Pensacola Beach: Situated on Santa Rosa Island along the Gulf of Mexico, Pensacola Beach boasts beautiful white sand beaches and a lively beachside community. It is a sought-after destination for both residents and tourists alike.

Family-Friendly Atmosphere in Pensacola

Pensacola is a city that offers a welcoming and family-friendly atmosphere, making it a great place to live for families of all sizes. The city provides numerous amenities and recreational activities that cater to the needs of children and parents alike.

The education system in Pensacola is highly regarded, with many excellent schools offering quality education options for students of all ages. From preschools to high schools, families can find institutions that prioritize their children’s academic development.

Furthermore, the city boasts several family-oriented attractions and recreational areas. Families can enjoy exploring the beautiful white sandy beaches, visiting kid-friendly museums like the National Naval Aviation Museum or the Pensacola Children’s Museum, or spending a fun-filled day at the Gulf Islands National Seashore.

Tourism in Pensacola: Discovering the City’s Charms

Pensacola is not only an excellent place to call home but also a fantastic destination for tourists seeking a memorable vacation. With its rich history, vibrant cultural scene, and natural beauty, there is no shortage of things to see and do in this captivating city.

The historic downtown area of Pensacola offers visitors a glimpse into the city’s past through its well-preserved architecture and charming streets lined with shops and restaurants. History enthusiasts can explore sites like Fort Pickens or take a tour of the Pensacola Lighthouse.

Additionally, Pensacola hosts various festivals and events throughout the year that attract both locals and tourists alike. The Pensacola Seafood Festival and Blue Angels Air Show are just two examples of annual events that showcase the city’s vibrant culture and community spirit.

Moving to Pensacola: A Desirable Location

Pensacola is an increasingly popular choice for individuals and families looking for a new place to call home. The city offers affordable housing options, a low cost of living compared to many other coastal cities, and a favorable job market in various industries.

Apart from the practical advantages, moving to Pensacola also means gaining access to the city’s beautiful beaches, outdoor recreational activities, and an enjoyable year-round climate. The city’s proximity to nature preserves, state parks, and the Gulf of Mexico provides ample opportunities for outdoor adventures.

Moreover, Pensacola prides itself on its friendly community and strong sense of southern hospitality. Residents often emphasize the welcoming atmosphere and close-knit nature of the city, making it easy for newcomers to feel at home from the moment they arrive.

Retiring in Pensacola

Pensacola is a wonderful city for those looking to retire. With its beautiful beaches, pleasant weather, and plenty of recreational activities, it provides a relaxing and enjoyable lifestyle for retirees. The cost of living is relatively low compared to other coastal cities, making it more affordable for retirees on a fixed income. The healthcare facilities in the area are also top-notch, ensuring that retirees have access to quality medical care.

Pros and Cons of Living in Pensacola

Pros:
- Stunning beaches with crystal-clear waters
- Affordable cost of living
- Friendly and welcoming community
- Plenty of outdoor activities such as boating, fishing, and golfing
- Rich history and cultural heritage
Cons:
- Hot and humid summers
- Hurricane risks during the Atlantic hurricane season
- Limited public transportation options
- Slower pace of life compared to larger cities
Frequently Asked Questions about Living in Pensacola

1. What is the weather like in Pensacola?

Pensacola has a humid subtropical climate with hot summers and mild winters. The average temperature in summer ranges from the mid-80s°F (around 29°C) to low-90s°F (around 32°C), while winter temperatures range from the mid-50s°F (around 13°C) to low-60s°F (around 16°C).

2. Are there good healthcare facilities in Pensacola?

Yes, Pensacola is home to several excellent healthcare facilities. The city has a number of hospitals, medical centers, and clinics that provide a wide range of medical services.

3. What are the housing options in Pensacola?

Pensacola offers a variety of housing options, including single-family homes, apartments, condominiums, and retirement communities. The housing market is relatively affordable compared to other coastal cities, making it an attractive option for retirees and young professionals.

4. Is Pensacola a safe place to live?

Pensacola is generally considered safe; however, like any city, it’s important to take usual precautions and be aware of your surroundings. It’s advisable to research specific neighborhoods and consult local authorities for the most up-to-date information on safety.

5. What recreational activities are available in Pensacola?

Pensacola offers numerous recreational activities for residents to enjoy. From relaxing on the stunning beaches and participating in water sports like fishing and boating to exploring historical sites and visiting cultural attractions, there is always something exciting to do in Pensacola.

Categories: Renters